Life Underwriter Job at AAA Life Insurance Company, Livonia, MI

cWNaL2FOY2NvL014VDBQQkdnVU9UUkFVU0E9PQ==
  • AAA Life Insurance Company
  • Livonia, MI

Job Description

Job Description


Life Underwriter

US-MI-Livonia

Job ID: 2025-1929
Type: Regular Full-Time
# of Openings: 1
Category: Underwriting
Livonia

Overview

Who we are:

By joining AAA Life, you will have the opportunity to strengthen the name and reputation of the brand that millions have come to rely upon for financial piece of mind. We are company dedicated to our members and our employees. We value the outstanding attributes and contributions of our associates to build an inclusive, collaborative and innovative workplace where all employees are engaged and feel they belong. Delivering our company’s promise to members is what drives each of our associates every day.

We offer a dynamic work environment, excellent benefits, and competitive compensation, that will allow you will exercise your potential to innovate, finding ways to increase efficiency and improve our business processes.

What you will do

AAA Life is seeking a Life Insurance Underwriter that will, analyze, evaluate and classify risk for life insurance applications. This underwriter will determine whether to approve, modify or decline a risk through evaluation of an individual's medical history or physical condition, occupational hazards, financial background, insurable interest and other information pertinent to the decision. Has contact with the field sales team, customers and vendors to gather information on which to base decisions. Has authority to approve cases up to specific standard and substandard limits.

  Note:  

  • Mortgage underwriting experience will NOT be  considered
  • Call volume on average is about 4-6 calls a day. Regular late night is 1 day every other week. Friday night late nights are rotated which is about 1 per quarter.

 

  Position Responsibilities

  • Reviews for acceptance or denial, assigned life applications with face amounts up to $1,000,000 fully underwritten
  • Determines and assures that appropriate information necessary to fulfill underwriting requirements has been requested such as; re-examinations, special exams, medical reports, database research, investigations and laboratory studies
  • Interprets MIB codes, and prepares data and reports to the Medical Information Bureau, which involves knowledge of MIB code meanings and procedures.
  • Provide support for contract change and reinstatement underwriting that may be required.
  • Prepares presentations for underwriters or sales agents that assist with training and development.

Qualifications

• 2 year College Degree in Finance, Business or Economics
• 1-2 years’ Life Insurance industry experience (sales experience or strong life insurance sales support and training)
•  Knowledge of life and annuity sales strongly preferred
• Proficient in Microsoft Word, PowerPoint and Excel
• Strong communication skills – verbal and written
• Ability to provide strong customer service
• Possesses some technology knowledge of insurance system applications and data
• Works well in a team environment
• Demonstrates proactive skills
• Willingness to work extended hours and weekends, if required
• Team player and self–starter, highly motivated, and results driven
• Ability to effectively function in a fast-paced team environment
• Demonstrates a high level of independence and creativity, and looks for opportunities to initiate and follow through on new projects and opportunities
• Strong organizational and follow-up abilities
• Ability to thrive in fast-paced challenging environment

 

Benefits:

We offer a variety of social programs, flexible work hours and family-friendly benefits to all of our employees.

  • Pension and Retirement Plans
  • Medical, Dental and Vision Coverage
  • Paid Time Off
  • Paid Parental Leave
  • Hybrid Work Environment
  • 401K
  • Support for Community Involvement

PM21

 

PIa306ed4322d7-25405-38315455

Job Tags

Full time, Contract work, Work at office, Flexible hours, Night shift, Weekend work, 1 day per week,

Similar Jobs

Orale Tacos + Tequila

Unarmed Security Officer - Weekends ONLY Job at Orale Tacos + Tequila

 ...Job Description Job Description We are seeking an Unarmed Security Officer to become an integral part of our team. The selected individual will patrol and secure assigned premises as well as identify risks to staff and patrons. Responsibilities: Monitor premises... 

Three Saints Bay, LLC

Apprentice Electrician (4265) Job at Three Saints Bay, LLC

 ...Government Contractor industry leader, is seeking an Apprentice Electrician to join our Team in Chesapeake, VA. Qualified Candidates...  ...to take part in exciting projects with government and commercial clients, both domestic and international. We are an Equal... 

Clearview Academy

Math Teacher Job at Clearview Academy

We are looking for a committed Teacher to complement our qualified workforce of educators. You will be responsible for preparing and implementing...  ...and interpersonal skills * Well-organized and committed * Creative and energetic * Strong moral values and discipline *... 

The Morgan Law Group, P.A.

Law Clerk Job at The Morgan Law Group, P.A.

 ...Job Description Job Description The Morgan Law Group, PA is seeking a self-motivated bilingual law clerk with experience with personal...  ...tasks, ensuring cases move forward efficiently. Ideal for law students or recent graduates, this position provides hands-on legal... 

SIMEDHealth

Physician - Hand Surgeon Job at SIMEDHealth

 ...Job Description Job Description Now Hiring: Hand Surgeon - Lady Lake, Florida Are you a Board-Eligible or Board-Certified Hand Surgeon looking for a rewarding career in a thriving community? SIMEDHealth is seeking a motivated physician to join our team in Lady...